Dulce de Leche Cheesecake Loaf Cake

Dulce de Leche Cheesecake Loaf Cake is a decadent, layered dessert that combines the soft, tender texture of a vanilla loaf cake with a rich swirl of dulce de leche and a luscious cheesecake layer. This elegant yet simple treat is perfect for special occasions, holiday spreads, or whenever you crave a comforting slice of something sweet.

Why You’ll Love This Recipe

This loaf cake offers the perfect harmony of flavors and textures. The moist vanilla cake is enhanced by a creamy cheesecake layer baked right into the middle, while swirls of dulce de leche add a caramel-like richness in every bite. It slices beautifully, stores well, and can be enjoyed chilled or at room temperature. This cake is as indulgent as it is easy to make, with show-stopping results that require no frosting or decorating.

Ingredients

(Tip: You can find the complete list of ingredients and their measurements in the recipe card below.)

For the cake batter:

All-purpose flour
Baking powder
Salt
Unsalted butter, softened
Granulated sugar
Eggs
Vanilla extract
Whole milk or buttermilk

For the cheesecake filling:

Cream cheese, softened
Granulated sugar
Egg yolk
Vanilla extract

For the swirl:

Dulce de leche (store-bought or homemade)

Directions

Preheat oven to 350°F (175°C). Grease and line a standard 9×5-inch loaf pan with parchment paper.
In a medium bowl, whisk together the flour, baking powder, and salt.
In a separate bowl, cream the butter and sugar until light and fluffy. Add eggs one at a time, then mix in vanilla.
Alternately add the flour mixture and milk to the batter, mixing until just combined.
In another bowl, beat the cream cheese with sugar, egg yolk, and vanilla until smooth.
Pour half the cake batter into the loaf pan, then spoon the cheesecake mixture over it.
Drizzle half of the dulce de leche over the cheesecake layer.
Pour the remaining cake batter on top, followed by the remaining dulce de leche. Use a knife to gently swirl.
Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean (avoid the cheesecake layer when testing).
Cool completely before removing from the pan. Chill for best slicing results.

Servings and Timing

Servings: 8–10 slices
Prep Time: 20 minutes
Cook Time: 60 minutes
Cool/Chill Time: 1 hour
Total Time: 2 hours 20 minutes

Variations

Chocolate twist: Add mini chocolate chips to the cake batter or swirl in chocolate spread with the dulce de leche.
Nutty addition: Sprinkle chopped pecans or walnuts between the layers for crunch.
Coconut version: Mix in shredded coconut for a tropical flair.
Gluten-free: Use a 1:1 gluten-free baking flour blend.

Storage/Reheating

Store the loaf cake in the refrigerator, covered tightly, for up to 5 days. Bring to room temperature before serving, or enjoy chilled. To freeze, wrap the loaf tightly in plastic wrap and foil, then store for up to 2 months. Thaw in the refrigerator overnight.

FAQs

What is dulce de leche?

Dulce de leche is a thick, sweet caramel-like sauce made from slowly heated sweetened condensed milk. It has a rich, buttery flavor.

Can I make my own dulce de leche?

Yes, you can simmer a can of sweetened condensed milk (unopened) in water for 2–3 hours. Let it cool before opening.

Can I skip the cheesecake layer?

Yes, but the cheesecake layer adds creaminess and balance to the sweetness of the dulce de leche.

Why did my loaf crack on top?

A cracked top is common in loaf cakes due to oven heat. It won’t affect flavor or texture.

Can I bake this in a different pan?

You can use an 8×8-inch square pan, though the bake time may vary slightly.

Do I need to chill the cake before serving?

Chilling makes it easier to slice cleanly, especially with the cheesecake layer.

Can I use cream instead of milk?

Whole milk or buttermilk is preferred. Cream can make the batter too dense.

How do I know when the cake is done?

Insert a toothpick into the cake portion, avoiding the cheesecake. It should come out mostly clean.

Can I add fruit to this recipe?

Sliced bananas or berries could work, but too much moisture might affect texture.

Can I double the recipe?

Yes, but use two loaf pans and rotate them halfway through baking for even results.

Conclusion

Dulce de Leche Cheesecake Loaf Cake is a rich, flavorful dessert that blends creamy, sweet, and buttery elements into a moist, tender loaf. Its layered structure makes it visually appealing and incredibly satisfying. Whether served for a celebration or a cozy coffee break, this cake is bound to impress anyone who takes a bite.